Guiding you towards your financial success

Perth-Based Tailored Mortgage Solutions and Guidance You Can Trust

Fast-Track Your Approval

Streamlined Process

No Hidden Fees

Free Consultation

Tailored Solutions

Personalised Advice

Lola Lumi

Luminar Finance

About Luminar Finance

Guidance You Can Trust

Luminar Finance was founded with a clear vision: to provide tailored financial solutions for busy Australians.

Our founder, Lola Lumi, brings over a decade of experience in the banking industry, giving her a strong foundation in understanding the challenges and opportunities that clients face when seeking financing.

Driven by a desire to make complex financial jargon easier to understand, Lola is dedicated to guiding clients through each stage of the process – whether it’s securing a home loan, expanding investments, starting a business, or purchasing a car. Her approach is driven by a genuine desire to help clients achieve their financial goals with ease and confidence.

Knowledge and Experience
Over a decade of experience in major Australian banks

Personalised Service
Tailored solutions
for your unique

financial needs

Competitive Rates
Gain access to a wide range of highly favourable interest rates

Transparent and Trustworthy
Ensuring you understand all aspects of your loan options

Our Lending Partners

How Does it Work?

Our Loan Approval Process

01.

Schedule a Complimentary Call

Start with a complimentary call to discuss your mortgage needs and options

02.

Submit Your Documentation

Provide necessary paperwork to move forward with your mortgage application

03.

We Review Your Application

Our team carefully examines your details to ensure accuracy and suitability

04.

Receive Your Feedback in a Timely Manner

We will provide our feedback as soon as possible, with timing subject to potential variations

How We Can Help You

Guiding You Through Every Step

Home Loans

We offer flexible home loan solutions tailored to your unique needs, not just your credit score

First Home Buyers

Ready to make the leap into your first home? We are here to smooth out the bumps along the way.

Refinancing

Looking to lower your rates or free up some cash? We will help you refinance with ease

Investment Property Loans

Looking to invest in real estate? We will help you get the financing you need

Construction Loans

From start to finish, our construction loans provide the support you need every step of the way.

More Ways to Finance Your Future

Not Just Home Mortgages – Discover Our Full Range of Loan Services

Car Finance

From showroom to driveway, we have got the car finance options to make it happen

Business Loans

From startups to established enterprises, we provide business loans designed to establish your success and keep your business moving forward

SMSF Loans

Our Self-Managed Super Fund loans simplify property investment, offering you control and support at every stage

Proud Supporter of Our Community

We are proud to be a sponsor of the SEBP, the Australian Paramedic Journal, and The National Firefighter contributing to the ongoing support and recognition of these important organisations and publications.

Please note: We are sponsors of these organisations and publications only and are not affiliated with them in any other capacity.

Learn More

Confused About Your Loan Options? Get the Answers You Need

Get in touch today and receive a complimentary consultation.

Join our Educational Webinar: "Pathway to Property"

10 April 2025 | 6:00 PM (AWST)

Are you a first-time buyer looking to enter the property market with confidence? Join us for a free webinar where we will cover everything you need to know to navigate the home-buying process.

This session is tailored to answer your burning questions and help you take the first step toward owning your dream home.