Car Loans
Car Loans
Drive Your Dream Car with Our Flexible Car Loan Options
Navigating car finance can feel overwhelming, but it doesn’t have to be. At Luminar Finance, we streamline the car loan process, helping you get into your dream vehicle with confidence. Whether you are in the market for a new or used car, our team is here to help you find a loan option tailored to your specific needs and budget. With competitive rates, flexible terms, and personalised support, we ensure you can focus on the excitement of getting on the road while we handle the financing

Drive Away with Confidence: Your Trusted Partner for Car Loans
When it comes to purchasing a car, choosing the right loan can make all the difference. At Luminar Finance, we understand that buying a vehicle is a significant financial decision, whether it’s for personal use or your business needs. That’s why we offer a range of car loan options tailored to suit your specific requirements, providing you with the flexibility and affordability you need.
Why Choose Us for Your Car Loan?
- Competitive Rates: We work with a wide network of lenders to find you the most competitive rates on the market, ensuring you secure the most competitive option for your car loan
- Flexible Loan Terms: Choose a repayment plan that fits your lifestyle and budget. We offer a variety of loan terms, giving you the flexibility to pay off your loan at a pace that’s comfortable for you
- Streamlined Application Process: We understand the value of your time, so we have optimised our loan application process for efficiency. Our team will guide you through each step, ensuring a smooth and straightforward experience
Our Car Loan Options
- New Car Loans: Whether you are eyeing the latest model or a brand-new vehicle that fits your needs, we offer new car loans with competitive interest rates and flexible terms
- Used Car Loans: Interested in a reliable pre-owned vehicle? We provide used car loans that come with competitive rates, helping you finance your choice without compromising on quality
- Business Vehicle Finance: Need a vehicle for your business? Our car loan options include finance for commercial vehicles, ensuring you have the right tools to grow your business while managing your cash flow effectively
- Refinancing Options: Already have a car loan but want to improve your current arrangement? We can assist you in refinancing your loan to secure lower interest rates or adjust the terms to better suit your needs.
If you have more questions or need personalised advice, feel free to book an appointment with us – we are here to help you every step of the way
Loan Repayment Calculator

Disclaimer: The information provided by this calculator is for illustrative purposes only, based on the assumptions and inputs provided. The calculations are estimates and do not account for additional expenses such as stamp duty, Lenders Mortgage Insurance (LMI), legal and conveyancing fees, or inspection costs. For an accurate assessment tailored to your specific circumstances, we recommend consulting with a mortgage broker.
How Does it Work?
Our Loan Approval Process
01.

Schedule a Complimentary Call
Start with a complimentary call to discuss your mortgage needs and options
02.

Submit Your Documentation
Provide necessary paperwork to move forward with your mortgage application
03.

We Review Your Application
Our team carefully examines your details to ensure accuracy and suitability
04.

Receive Your Feedback in a Timely Manner
Receive our feedback within 5 days, though timing may vary