- lola@luminarfinance.com.au
- 45 Delawney St, Balcatta WA 6021
At Luminar Finance, we understand the importance of making strategic investment decisions for your retirement. Self-Managed Super Funds (SMSFs) offer a unique opportunity to take control of your financial future, and with the right loan, you can unlock the potential of property investments within your SMSF. Our SMSF loan options are designed to provide flexibility and competitive rates, giving you the tools to make informed decisions about your retirement investments
Self-Managed Super Funds (SMSFs) offer individuals a unique opportunity to take control of their retirement savings by allowing investments in various assets, including real estate. Securing an SMSF loan can be a crucial step in expanding your investment portfolio, but it can also be a complex process. At Luminar Finance, we help clients navigate the mortgage landscape to arrange SMSF loans tailored to their needs.
What is an SMSF Loan?
An SMSF loan is a type of financing specifically designed for individuals who wish to purchase property through their self-managed super fund. This loan enables you to invest in real estate while benefiting from the tax advantages associated with SMSFs. However, it’s essential to understand that while we can assist in arranging these loans, we do not provide advice on SMSF structuring or compliance. For detailed regulations and requirements, we encourage you to visit the Australian Taxation Office (ATO) or the Australian Securities and Investments Commission (ASIC) websites.
Why Choose Luminar Finance for Your SMSF Loan?
Tailored Solutions: We recognize that every client’s financial situation is unique. Our team takes the time to understand your specific goals and tailor solutions that align with your SMSF investment strategy.
Comprehensive Support: From initial consultation to loan settlement, we provide comprehensive support throughout the entire loan process. Our knowledgeable staff is here to guide you at every step, ensuring you have the information you need.
Access to Multiple Lenders: As a mortgage broker, we have access to a wide range of lenders and financial products. This allows us to compare options and help you find the most suitable loan terms and conditions for your SMSF.
Transparent Communication: We believe in clear and open communication. Our team will keep you informed throughout the process, answering any questions and addressing concerns promptly.
Regulatory Compliance Guidance: While we cannot provide advice on SMSF structuring or compliance, we stay updated on relevant regulations and can help direct you to resources that ensure your SMSF adheres to legal requirements.
Choose Luminar Finance to help you navigate the SMSF loan landscape with confidence, knowing that you have a dedicated partner committed to your financial goals.
Disclaimer: This article provides general information about SMSF loans and should not be construed as financial advice. We recommend consulting a qualified financial advisor or accountant for specific guidance.
If you have more questions or need personalised advice, feel free to book an appointment with us – we are here to help you every step of the way
Disclaimer: The information provided by this calculator is for illustrative purposes only, based on the assumptions and inputs provided. The calculations are estimates and do not account for additional expenses such as stamp duty, Lenders Mortgage Insurance (LMI), legal and conveyancing fees, or inspection costs. For an accurate assessment tailored to your specific circumstances, we recommend consulting with a mortgage broker.
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Credit License Info:
Luminar Finance Pty Ltd Representative 562294 is authorised under Australian Credit License Number: 389328 I ABN 42 678 126 317.
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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